ACA Subsidy Calculator 2027

Open enrollment Nov 1 – Dec 15, 2026. The 400% income cliff is back — estimate your 2027 premium tax credit.

Estimate your 2027 premium tax credit

Annual household income ($)

Household size

Region

Monthly benchmark premium ($)

estimated credit / month

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% of poverty level

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contribution rate

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your share / mo

Estimates only, not tax or insurance advice. Verify on HealthCare.gov.