401(k) Retirement Calculator

Project your 401(k) balance at retirement. 2026 limits: $24,500 under 50, $32,500 if 50+.

Project Your 401(k)

Current age

Retirement age

Current balance ($)

Annual salary ($)

Contribution %

Expected return %

Employer match %

Match up to % of salary

Projected balance at retirement

Your contributions

Employer match

Investment growth

Under 50: $24,500. Age 50+: $32,500 (includes $8,000 catch-up). Ages 60-63: $35,750 super catch-up.

Balance = Current × (1+r)^n + Annual × (((1+r)^n − 1) / r)

Disclaimer: Estimates only, not financial advice.