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Etsy Fee Calculator 2026
A $50 item with $5 shipping does not leave you with $55. After the $0.20 listing fee, the 6.5% transaction fee, and payment processing, you keep $49.32 — and an Offsite Ads click can take even more. Enter your price and see every fee, line by line.
Calculate Your Etsy Fees
What the buyer pays for shipping. Etsy charges its percentage fees on this too.
Offsite Ads fees are capped at $100 per order, no matter how large the sale.
| Fee | Amount |
|---|---|
| Listing fee | |
| Transaction fee (6.5%) | |
| Payment processing (3% + $0.25) | |
| Offsite Ads fee | |
| Total Etsy fees | |
| You receive | |
| Effective fee rate |
How Etsy Fees Work
Etsy does not take one cut — it takes four (sometimes five), and most of them are charged on the item price plus the shipping you charge the buyer, not just the item price. That is why free-shipping math matters so much.
Total fees = $0.20 listing + 6.5% of (price + shipping) + 3% of (price + shipping) + $0.25 processing + Offsite Ads (if the sale came from an ad)
| Etsy fee | 2026 rate | What it is charged on |
|---|---|---|
| Listing fee | $0.20 flat | Per listing. Each listing stays live for 4 months, then renews for another $0.20. |
| Transaction fee | 6.5% | Item price plus shipping charged to the buyer. |
| Payment processing | 3% + $0.25 | Item price plus shipping charged to the buyer (US Etsy Payments rate). |
| Offsite Ads fee | 12% or 15%, capped at $100 | Item price plus shipping, only when the buyer clicked an Etsy ad off Etsy. |
| Currency conversion | 2.5% | Only if your shop currency differs from your payment account currency. |
- The quick rule of thumb: before Offsite Ads, Etsy keeps roughly 9.5% plus $0.45 of every order. Price an item so it still works after that cut.
- Listings last 4 months: a slow-selling item renewed twice has already cost $0.60 in listing fees before it sells once.
- Offsite Ads are tiered: shops that made under $10,000 in the last 365 days pay 15% when a sale comes from an Offsite Ad, and they can opt out. Shops at $10,000 or more pay 12% — and participation is mandatory, with no opt-out.
- The $100 cap protects big orders: on a $1,000 sale at 15%, the uncapped ad fee would be $150, but Etsy stops at $100.
Frequently Asked Questions
With $5 shipping charged and no Offsite Ad: $0.20 listing + $3.58 transaction + $1.90 processing = $5.68 in total fees, so you receive $49.32 of the $55 the buyer paid. That is an effective fee rate of about 10.3%.
Yes. Both the 6.5% transaction fee and the 3% payment processing fee are calculated on the item price plus the shipping you charge the buyer. Offering “free shipping” by folding shipping into the price does not avoid the fees — the base is the same either way.
Only if your shop made under $10,000 in the last 365 days — those shops pay 15% per attributed sale and can turn Offsite Ads off in settings. Once a shop passes $10,000, the fee drops to 12% but participation becomes mandatory with no opt-out.
Four months. When a listing expires it can be renewed for another $0.20 and another four months. The listing fee is also charged again for each additional quantity sold from a multi-quantity listing.
$100 per order. On an $800 order at the 15% rate the percentage math gives $120, but Etsy caps the fee at $100. The cap makes Offsite Ads proportionally cheaper on large orders.
Disclaimer: Estimates use 2026 US Etsy rates (6.5% transaction, 3% + $0.25 processing, $0.20 listing). Rates differ by country, and this calculator does not include sales tax Etsy collects, regulatory fees in some regions, or your material and shipping costs. Check your Etsy payment account for exact figures.