Free State Income Tax Calculator by State (2026) | All 50 States


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State Income Tax Calculator by State (2026)

Find your state’s 2026 income tax rules and run your own numbers with a free, state-specific calculator. Compare all 50 states below.

Our Free State Tax Calculators

Pick your state for a calculator built on its verified 2026 rules — brackets, standard deductions, exemptions, and local-tax notes included.

Up to 13.3%

California

Graduated brackets + 1% surcharge over $1M

Up to 10.9%

New York

Graduated brackets + NYC city tax option

Up to 10.75%

New Jersey

7 graduated brackets, status-specific

Flat 3.07%

Pennsylvania

Flat rate + local EIT

Flat 4.95%

Illinois

Flat rate + personal exemptions

Flat 2.75%

Ohio

Flat above $26,050 zero bracket + city tax

Flat 4.99%

Georgia

Flat rate + generous deductions

Flat 3.99%

North Carolina

Flat rate, falling to 3.49% in 2027

Flat 4.25%

Michigan

Flat rate + city tax note

Up to 5.75%

Virginia

Graduated, same brackets both statuses

5% + 4% surtax

Massachusetts

Flat 5% + Fair Share surtax over $1.1M

Flat 2.5%

Arizona

Lowest flat rate in the US

2026 State Income Tax Rates: All 50 States

The table below shows each state’s 2026 tax system, top or flat rate, and single-filer standard deduction. States with a free calculator on WebTools are linked. Key figures only — verify with your state’s Department of Revenue before filing.

State Tax System Top / Flat Rate Std. Deduction (Single)
Alabama Graduated 5.00% $2,500–$4,000*
Alaska None 0% —
Arizona Flat 2.50% $16,100
Arkansas Graduated 3.70% $2,600
California Graduated 13.30% $5,900
Colorado Flat 4.40% Follows federal
Connecticut Graduated 6.99% $15,000
Delaware Graduated 6.60% $3,250
Florida None 0% —
Georgia Flat 4.99% $15,000
Hawaii Graduated 11.00% $2,200
Idaho Flat 5.30% Follows federal
Illinois Flat 4.95% None ($2,925 exemption)
Indiana Flat 2.95% None
Iowa Flat 3.80% $2,130
Kansas Graduated 5.58% $3,605
Kentucky Flat 3.50% $2,770
Louisiana Flat 3.00% $12,500
Maine Graduated 7.15% Follows federal
Maryland Graduated 6.50% $2,850
Massachusetts Flat + surtax 9.00% (5% + 4% over $1.1M) None
Michigan Flat 4.25% None ($5,900 exemption)
Minnesota Graduated 9.85% Follows federal
Mississippi Flat 4.00% (above $10k) $2,300
Missouri Graduated 4.70% Follows federal
Montana Graduated 5.65% $5,540
Nebraska Graduated 4.55% Follows federal
Nevada None 0% —
New Hampshire None 0% —
New Jersey Graduated 10.75% None
New Mexico Graduated 5.90% Follows federal
New York Graduated 10.90% $8,000
North Carolina Flat 3.99% $12,750
North Dakota Graduated 2.50% Follows federal
Ohio Flat 2.75% (above $26,050) None
Oklahoma Graduated 4.50% Follows federal
Oregon Graduated 9.90% $2,745
Pennsylvania Flat 3.07% None
Rhode Island Graduated 5.99% Follows federal
South Carolina Two-rate 5.21% (1.99% under $30k) Follows federal
South Dakota None 0% —
Tennessee None 0% —
Texas None 0% —
Utah Flat 4.45% Follows federal
Vermont Graduated 8.75% Follows federal
Virginia Graduated 5.75% $8,750
Washington None* 0% —
West Virginia Graduated 4.82% Follows federal
Wisconsin Graduated 7.65% $13,280
Wyoming None 0% —

* Alabama’s standard deduction ($2,500–$4,000) varies with income. Washington has no wage income tax but levies a 7% capital gains tax on high earners. “Follows federal” means the state starts from federal taxable income or conforms to the federal standard deduction. Figures are key 2026 rates for orientation — always verify with your state’s Department of Revenue.

States With No Income Tax

Nine states levy no tax on individual wage income:

  • Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, Wyoming — no individual income tax at all.
  • New Hampshire — fully repealed its interest-and-dividends tax in 2025; no income tax remains.

Living in one of these states doesn’t mean zero state taxes — they typically make up the revenue with higher property, sales, or excise taxes.

Flat Tax vs. Graduated Tax

A flat tax applies one rate to all taxable income (e.g., Arizona’s 2.5%, Illinois’ 4.95%). Fourteen states use flat rates in 2026. A graduated (progressive) tax applies higher rates to higher slices of income (e.g., California’s 1% to 13.3%). The top rate alone can mislead — a state’s standard deduction, exemptions, and where its brackets kick in matter just as much for your actual bill.

Frequently Asked Questions

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. New Hampshire completed its phase-out by repealing the interest-and-dividends tax in 2025.

Among states with an income tax, Arizona’s flat 2.5% is the lowest rate in 2026. North Dakota’s top graduated rate of 2.5% is equally low for most earners.

California, at 13.3% (including the 1% mental-health surcharge over $1 million). Hawaii (11%), New York (10.9%), and New Jersey (10.75%) follow.

It depends on your income and the state’s deductions. A low flat rate with a small deduction (Arizona 2.5%) can beat a graduated system for middle earners, while a high flat rate with no deduction (Illinois 4.95%) can cost more than a graduated state with generous deductions. Run your state’s calculator to compare.

Possibly, if you live in one state and work in another. Most states offer a credit for taxes paid to other states, and some neighbors have reciprocity agreements (e.g., Ohio with Pennsylvania, Indiana, Kentucky, Michigan, and West Virginia). Check both states’ rules.

We’re building them in order of population and search demand — the 12 largest tax states are live now. The rest are coming. The table above gives you each state’s key 2026 figures in the meantime.
Disclaimer: Estimates only — not tax advice. State tax rules change; verify current figures with your state’s Department of Revenue or a tax professional.


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